Information on budget and debt advice and financial support can be found below:
Budget and debt advice
- Benefits calculator– use the independent benefits calculator to find out what benefits you may be eligible for and how to claim.
- Community Money Advice - a national charity with local centres committed to supporting people overcome their money problems.
- Cost of Living Payments - you may be able to get a payment to help with the cost of living if you’re getting certain benefits or tax credits. The Government has recently announced when further cost of living payments will be made between spring 2023 and spring 2024. This includes:
- Pensioner Cost of Living Payment - a £300 payment that will be paid to all pensioner households across the UK.
- Disability Cost of Living Payment - a £150 payment for those on an eligible UK disability benefit.
- Cost of Living Payment - up to £900 for people on an eligible low income benefit.
- Council tax discounts and exemptions – find out if you are eligible for council tax discounts or exemptions.
- Household Support Fund (LCC) – the Household Support Fund has been provided by the Government to local authorities to support families with children and individuals most in need. The fund runs until September 30 2022.
- Energy Bills Support Scheme - households in England will receive a £400 discount to help with the cost of their energy bill from October onwards.
- Universal Credit - Universal Credit is a new benefit for working age people who are on a low income or out of work.
- Personal Independence Payment - help with extra living costs if you have a long-term physical or mental health condition or disability and find it difficult doing certain everyday tasks or getting around because of your condition.
- Carers Allowance - financial support for those who care for someone at least 35 hours a week and they get certain benefits.
- Clockwise Credit Union - a fair, responsible and people focused credit union, providing a range of financial products and services to the local communities of Leicester, Leicestershire, Rutland.
- Stop Loan Sharks - investigates and prosecutes illegal money lenders and provides support for borrowers in the UK.
- Council tax energy rebate – from April 1 2022, most households in council tax bands A to D qualified for a payment (rebate) of £150.
- Cheaper broadband and phone packages - you may be eligible to move onto a social tariff if you’re struggling to afford your broadband or phone services.
- Help paying your water bill - many water companies run hardship schemes or fund independent charitable trusts which can help you pay your bills.
RSPCA cost of living hub for pet owners
The RSPCA is committed to ensuring that animals do not pay the price of the cost-of-living crisis.
They have launched a new cost-of-living hub to provide advice and support for struggling pet owners. It’s constantly being updated with signposts to pet food banks, advice and support for vet bills, information about pet insurance, and tonnes of other resources.
Discounts and offers
Find out what offers are available from businesses to help with the cost of living. There's a range of different businesses to help with groceries, retail, entertainment and utilities on the Help for Households website.
Get Around for £2 a Bus scheme
Passengers are being encouraged to Get Around for £2 by bus from January to March next year, with bus operators launching a campaign to promote the government fare cap scheme.
The scheme will help families, commuters and other passengers save money this winter, backed by £60 million of government investment to cap single tickets at £2 from January 1 to 31 March 31, 2023 across England, outside of London.
Find out more on the Government website.
Too Good To Go app – Less Waste
Globally, more than a third of food is wasted – and that’s bad news for our planet. Food waste is responsible for 10% of greenhouse gases and we use a landmass the size of China to produce the food we end up throwing away.
Too Good to Go is an anti-food waste app which lets customers rescue delicious, unsold food from businesses to save it from going to waste.
- When you have surplus food, you list it on the App as a Magic Bag
- Customers search for Magic Bags near them, then pre-pay through the app
- At the time you set, customers collect their Magic Bags from your business
- You win back sunk costs, help the planet and increase your business visibility
Less waste – More profit.
- Explore the stores - Save Magic Bags filled with surplus food from local restaurants, cafes and stores
- Get ready for a surprise - Stores can’t know exactly what will be left at the end of the day, so what you get in your Magic Bag is always a surprise
- Reserve and be on time - Find a Magic Bag you’d like to save and reserve it in the app. Check the specified collection time and make sure to be there on time
- Collect and celebrate - At the store, show the staff your order details in the app and then swipe the order to collect your Magic Bag.
Loughborough businesses already on the app
- 40 Cha Taiwanese Bubble Tea – Magic Bag: £4.69 (worth £11) between 6.30-7pm
- Costa Coffee – Magic Bag: £3.00 between 4-5pm
- Oodles Chinese – Magic Bag: £4.99 between 11-11.20pm
- Muffin Break – Magic Bag: £3.99 between 4.30-5pm
- Starbucks (Sainsburys) – Magic Bag: £3.59 between 7-7.30pm
- Morrisons Café – Cakes & Sandwiches: £2.99 (worth £9.00) between 5.30–6pm
- Morrisons – Groceries: £3.09 (worth £10) between 5-9pm
- Greggs (Allendale Road) – Magic Bag: £2.59 (worth £8.00) between 7.30-8pm
- Toby Carvery – Vegetarian Carvery: £2.29 (worth £5.54) between 9-9.30pm
- Co-op – Groceries: £4.00 (worth £12) between 9-9.45pm
- Kater 4 – Magic Bag: £4.99 (worth £15) between 2.45-3.55pm
Last updated: Thu 5th January, 2023 @ 14:16